Your Consumer Rights


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Your Consumer Rights

 

This report covers two topics where consumer rights is extremely
critical, and where misinformation often causes consumers a lot of money and
a lot of frustration. The two products are:

1. Consumer Credit
2. Insurance

CONSUMER CREDIT

Consumer credit reporting agencies (CRAs) collect credit information on
you from banks, department stores, credit card companies, and other types of
financial institutions that may extend you credit.

CRAs make money selling the information they have in their data bank,
including information about your credit profile. Because of this, it is only
prudent that you exercise your legal rights as a consumer, know what is in
your credit file, make sure they are accurate and challenge it and have it
corrected when necessary.

CRAs are required by the Fair Credit Reporting Act to tell you the
contents of your file. There are several ways to contact a CRA:

IF DECLINED FOR A LOAN, call the lender who is required by the FCRA to
give you the name, address and phone number of the CRA it used in evaluating
your loan application.

IF YOU'RE JUST CURIOUS, you can find out the contents of your file by
calling the CRA nearest you. They are usually listed in the phone book under
Credit Reporting Agencies.

If your report contains inaccurate information, you may challenge the
inclusion of it in your file. One option: If a lender has made an error,
point it out to the lender and request that corrected information be sent to
the CRA.

INSURANCE

LEARN SECRETS THE INSURANCE COMPANIES DON'T WANT YOU TO KNOW...

Mr. Larry Blakemore, an insurance industry specialist, has produced a
series of consumer reports that focus on the insurance industry and some of
the industry secrets that insurance companies DO NOT want consumers to know.

There are 6 reports in the series, each report reveals secrets on how
to save money and how to buy insurance intelligently. I also reveal claim
procedures and claim techniques used by most of the major insurance companies
in the country.

Each report is $12.50, with shipping and
handling already included.
To request for more information, send a postcard to:

THE CONSUMER
INFORMATION BUREAU
5521 GREENVILLE AVE. #104251
DALLAS , TEXAS 75206





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